Broker Check

Acknowledgements

We are grateful for the support and advice of the individuals and firms listed below.

Andrew J. Fair, ESQ., is the founding and senior partner of Fair, FitzGerald & Hershaft, P.C. He specializes in the areas of estate, business and retirement planning. He lectures and writes extensively in these areas for bar, banking, insurance, tax, accounting, actuarial and business groups and institutions throughout the United States. Mr. Fair is licensed to practice in New York and Florida. PARTNER: Fair, FitzGerald & Hershaft, P.C. 110 Corporate Park Drive, White Plains, New York 10604. Phone (914) 253-8600, Fax: (914) 253-8610, E-mail: AJF@Fair-Law.com, website: www.Fair-Law.com

 Not practicing for Guardian or any subsidiaries or affiliates thereof.



John V. Pellitteri, CPA is a Partner at Grassi & Co., CPAs and runs the firm's healthcare services and small business divisions. He brings almost two decades of experience in accounting, auditing, tax planning and business consulting. His comprehensive accounting and taxation knowledge, combined with his healthcare consulting experience, allows him to develop an all-inclusive assessment of practices and medical facilities. He also uses time-tested strategies to enhance clients' businesses in other industries, including not-for-profit, architectural, real estate and professional service firms. John can be reached at (516) 336-2470 or via e-mail at jpellitteri@grassicpas.com

 Not practicing for Guardian or any subsidiaries or affiliates thereof.

Claudio A. De Vellis represents individual and charitable organizations in connection with their tax and wealth preservation issues. He advises clients on all aspects of estate, gift and generation-skipping transfer tax planning, structuring tax-efficient business succession plans, creating qualified and non-qualified retirement plans and implementing asset protection strategies. Email: cdevellis@kkwc.com - Website: http://www.kkwc.com/bio.php?r=82

 

 

Not practicing for Guardian or any subsidiaries or affiliates thereof.

 



 

Jack J. Geller
Harper, Kynes & Geller P.A. Background: Born Buffalo, New York, February 10, 1941; admitted to bar, 1965, New York; 1967, U.S. Tax Court; 1977, Florida. BS, JD University of Buffalo; LLM Taxation New York University. Email:jack@harperkynes.com

 

Not practicing for Guardian or any subsidiaries or affiliates thereof.



 

James M. Kosakow, Partner, McLaughlin & Stern LLP, is one of the oldest law firms in New York, established in 1898. James graduated from Connecticut College in 1976 and received his law degree from Benjamin N. Cardozo School of Law in 1984. He is admitted to practice in New York, Connecticut, Florida, the District of Columbia and before the U.S. Tax Court. Before joining McLaughlin & Stern in 2005, he was a founding partner of Kove & Kosakow, LLC with offices in New York City and Westport, Connecticut. His practice relates primarily to estate planning and the administration of trusts and estates, and includes an active Connecticut practice. Website:http://www.mclaughlinstern.com/ - Email: jkosakow@mclaughlinstern.com



Not practicing for Guardian or any subsidiaries or affiliates thereof.



Steven P. Block, is a Partner at Ruskin Moscou Faltischek, where he is a member of the Firm's Trusts and Estates Department. Hastings College of the Law (J.D., 1985); State University of New York at Buffalo (B.S., magna cum laude, 1980) Mr. Block advises clients on all aspects of estate planning and administration, including preparation of wills and trusts, tax and insurance planning, and gift tax planning utilizing Limited Liability Companies and Family Limited Partnerships. He also provides counsel on probate matters, estate administration and tax planning relating thereto, and Surrogate's Court proceedings. Bio continued at http://www.ruskinmoscou.com/bio_block.htm
Ph: (516) 663-6571, Fax: (516) 663-6771 - Email: sblock@rmfpc.com
Website : http://www.ruskinmoscou.com/home-ruskin.htm



Not practicing for Guardian or any subsidiaries or affiliates thereof.



Jim Soressi, Esq.
Website: www.SoressiLaw.com

 



Not practicing for Guardian or any subsidiaries or affiliates thereof.



 

 

 

Patricia A. Perzel, CPA, CVA, CFFA, CFF. Is the founder of Perzel & Lara Forensic CPA’s, P.A. and has more that twenty-eight years of experience testifying in both criminal and civil matters in state and federal courts, serving as an expert witness/consultant in different types of cases. She employs highly technical forensic investigation techniques to analyze and unravel complex financial issues resulting in the development of easily understood conclusions. She is frequently designated as a joint expert or a Court appointed expert in various litigation matters. Pat’s lectures nationally and internationally in the areas of business valuations, forensic investigation techniques and damage quantifications. She also participates as a speaker in continuing education courses for Attorneys & CPAs.  

Not practicing for Guardian or any subsidiaries or affiliates thereof.


Website: www.perzellara.com - Email: pat@perzellara.com

Our Business Resource Center Team:

 

Lisa H. Powell, JD, CLU, ChFC, LLIF, Vice President. Lisa previously helped to guide and build out advanced planning sales supportservices and capabilities for several other life insurance companies,including AXA Equitable, Jefferson Pilot and Prudential.

 

Victor Ngai, JD, CLU, ChFC, Business Center Consultant. Specialty: Business, Estate and Charitable Planning.  Victor is Manager of the BRC Consultants and has extensiveexperience in the business, estate and charitable planning areas. After working in private practice for 10 years, he became an advanced planning attorney for Prudential Insurance, led the high net worth financial planning group for Prudential Securities, and later managed the Case Management Group for SEI Investment's Wealth Network serving ultra high net worth clients. Victor has spoken frequently at industry conferences, legal and accounting continuing education sessions.

 

James Magner, JD, CLU, ChFC, Business Center Consultant. Specialty: Business, Estate and Charitable Planning.  Jim is a former IRS tax attorney where he wrote many privateand public rulings on estate, gifts, GST and charitabletax planning. He has written many articles for professional publications and is the coauthor of several estate and insurance planning books.

 

Mark Brumbaugh, JD, Business Center Consultant.  Specialty: Business, Estate and Charitable Planning.  Mark is a 15 year industry veteran, helpingadvisors and their clients on advancedplanning strategies. Mark came to Guardian by way of ProvidentMutual/Nationwide where he was an advanced sales consultant. Mark has spoken extensively at agency visits and sales conferences.

 

 

Cynthia Hearing, JD, CLU, ChFC, CLTC, Business Center Consultant.  Specialty: Business, Estate and Charitable Planning. Cynthia has over 14 years of experience as an Advanced Underwriting Attorney and Director of Financial Planning helping advisorsand their clients on their advanced planning needs. She comes to Guardian by way of Mass Mutual, New England Financial and Prudential Securities.

 

 

Lawrence Gorman, JD, Business Center Consultant.  Specialty: ERISA, Pension, Estate, Charitable and Business Planning.  Larry is an accomplished 30 year industry veteran with diverse experience. Before joining Guardian in 2005, he managed a 401(k) department for a mutual fund manager, owned and operated a qualified plans administration firm, and worked as an advanced planning attorney for various bank trust departments.  He has been adjunct professor as well as a continuing education speaker for the New York State Bar Association.

 

 

Bryan Davis, CFP, CLU, ChFC, BRC Consultant.  Specialty: Corporate, Estate,Charitable and Business Planning.  An 18 year industry veteran, Bryan has worked extensively with high net worth clients and their advisors. After early work in actuarial science and executive benefits administration, Bryan moved to personal planning, where he has worked exclusively with advisors and clients in the areas of business planning, insurance planning and analytics, and personal financial planning.  Bryan previously was an Agency manager for a TPA firms, as well as a Case Strategist for SEI Investment's Wealth Network, which served high net worth clients.

 

 

Michael J Geeraerts, JD, CPA, BRC Consultant.  Specialty: Business, Estate, and Tax Planning. Michael is a CPA as well as an attorney, helping advisors and clients on their advanced planning issues.  Michael joined Guardian in 2012.  Prior to that, he worked at two of the largest accounting firms, KPMG LLP and Pricewaterhouse Coopers,LLP, as well as several law firms. Michael graduated near the top of his class at St. John’s University School of Law.

 

 

Allison Hoyt, JD, BRC Consultant.  Specialty: Business, Estate,and Charitable Planning. Allison joined Guardian in July, 2012, after the private practice of law with a small law firm. She also brings several years experience as a school teacher, to help educate our FRs and their clients on their planning needs and concerns. Allison graduated from St. John’s University School of Law and is a former collegiate athlete.

 

 

ADVANCED CASE DESIGN 

 

Paul McDonald, Head of Advanced Case Design.  Paul has been in the financial services industry since 1985. He has been in the home office and the field. His experience includes wholesaling concepts in the advanced markets with Fixed, Variable, and Linked Benefit Products. Prior to Guardian, Paul worked at Lincoln Financial Group and CIGNA Life Corporation.

 

 

Jeffrey Klappholz, CLU, Case Design Manager.  Jeff brings a wealth of knowledge and experience as a 30 years insurance industry veteran - half of that time with Guardian.  He specializes in helping advisors understand Guardian's full suite of life insurance products, and also supports them with competitive company and product information, as well as sales illustrations for qualified and non-qualified plans.

 

 

Anna Nieves, Advanced Case Design Specialist.  Anna has been with Guardian for 30 years taking on diverse roles and responsibilities within various units, including the Pension Department, Executive Benefits Department and Specialty Life Department.  Anna has been with advanced planning for over 7years, providing sales support services to our agents and specializing in executive benefit plan illustrations.

 

 

QUALIFIED PLANS DEPARTMENT

 

Ernie Guerriero, CLU, ChFC, CEBS,CPCU, CPC,CMS, Manager,Qualified Plans Marketing. Ernie Guerriero is the Head of Qualified Plan Marketing. Ernie is recognized as a retirement planning expert in the industry and is a noted lecturer and publisher, particularly in qualified plan designs for closely held business owners. Ernie has also worked extensively with CPA firms in practice management, bridging tax preparation and financial services. He has taught employee benefits courses at various colleges and is a continuing education instructor with the Professional Insurance Agent of NY, NJ and CT.

 

 

Susan Grant, QKA, QPA, Qualified Plans Consultant.  Susan brings vast knowledge and over 20 years experience to the qualified plans department. In addition to a successful career selling and installing qualified plans, she also owned her own pension administration and consulting business and once administered the 7th largest DB plan in the country.  She is well versed in all aspects of qualified plans including sales and marketing strategy, case design and administration,and technical and compliance requirements.

 

 

Jose Montenegro, EA, MAAA, MSPA,COPA, Qualified Plans Consultant.  Jose has over 30 years of experience inthe qualified retirement plans. Before joining Guardian, he worked for AXA Equitable in various capacities including marketing, technical and sales support, and product development. He is well versed in all aspect of qualified retirement plans as well as in 403(b) and 457(b) plans,and IRAs including SEPs, SARSEPS and Simple IRA plans requirements.

 

 

Lillian Tam, Qualified Plans Illustrations Specialist.  Lillian is a veteran of the qualified retirement plans industry, with over 20 years of experience in the administration and design of qualified plans.  Most of her career has been with Guardian, but she was also a manager in the pension department of The United States Life Insurance Co.

 

Eric Brandon, EA, MAAA, MSPA, Pension Actuary.  Eric is an enrolled actuary and member of the American Academy of Actuaries.  He has over 22 years of experience in the employee benefits consulting field, working with and training advisors on case analysis, plan design and business solutions in the qualified plans area.

 

PROJECT MANAGEMENT

 

Jennifer Snider-Tornetta, CSA, AWMA,CRPS, CRPC, RP Project Director.  Jennifer has been involved with Guardian in a variety of positions to leverage her skills in strategic planning and organizational effectiveness.  She has worked as a marketing strategist and in marketing intelligence, and consulted with various business units on niche marketing.  She has worked with several select agencies in their development of advanced planning capabilities, and is currently focused on the build-out of the Business Resource Center.

 

ADMINISTRATIVE SUPPORT

 

Carrolyn Colding, Executive Assistant.  Carrolyn has been with Guardian since 2004 working closely with the advanced planning and sales support group.  She brings many years of experience in support services to the BRC as its Coordinator, assisting Lisa in the day-to-day activities of the BRC.

 

 

 

Kellie Gittens, Administrative Coordinator.  Kellie began with the business resource center in 2011 and provides administrativeand event planning support for the department. She works closely with the BRC Consultants, Qualified Plans Marketing team and case designers. She bringsmany years of experience in a number of industries before joining Guardian.